If there’s one thing this budgetologist always needs more of it’s hangers. Mine disappear! I don’t know where they go. Luckily, there is a way to get free hangers anytime you want and it involves: KOHL’S!
I love Kohl’s. Have you seen their jewelry clearance section?? I get necklaces for $4 there. But there are two great things about Kohl’s you can use to your advantage: 1. They have a lenient return policy and 2. They let you keep the hangers.
See where I’m going with this? Do the following: Go to the Kohl’s CLOTHING clearance section. There you can find things for under $10. It doesn’t really matter what you buy. Buy 5 things, 10 things, whatever. Check out.
They will ask you if you want to keep your hangers. Say “yes! Absolutely without a doubt! Thank you very much!!” Then walk out of the store with your bag of junk and your free hangers.
You can then return the clothes the next day, next week, heck, even in the same hour if you feel like it. And the best part is, you don’t have to return the hangers with it. It’s not even expected you bring them at all!
You will get a full refund (as long as you have the receipt and the card you made the purchase with). Do this as many times as you need to for as many hangers as you need.
It might be a bit of a shlep to Kohl’s, but it will save you tens of dollars on hangers in the long run.
♥ The Budgetologist
When you’re getting out of debt, no matter how long it takes, it’s hell. Straight up. You just will not be able to live the life you were once accustomed to…you know…the life that, oh, I don’t know…got you into debt in the first place? Hmmm? Moving on…
When getting out of debt your first question should be: what am I spending my hard earned cash on that I shouldn’t be spending it on? You will find there are probably a lot of things in the month that suck up your money.
There are a few things besides your expensive morning coffee you should consider getting rid of immediately like:
- Your gym membership — anywhere from $30-$60 a month and you really don’t need it. Bust out that dusty elliptical, go for walks and runs or swim in your pool. Heck, even look up free YouTube tutorials on how to be fit and shit.
- Have a second car? Guess what, it has A GOTS TA GO! You only need one car at this point in your life and there is no good reason at all to be paying for a second one.
- Afraid you’ll lose money on your second car because you haven’t paid down the loan enough to make it worth the sell? Sell it anyway. Holding onto it now is what I like to call financial insanity. Everyone has to cut their losses in finance at some point. Remember, your ultimate goal is to get out of debt FAST. That means zoom that car into the dealer and get rid of it.
- Your clothing budget. It’s gone. No new clothes. No new shoes. No new purses. You have perfectly good stuff that will look as great this month as it did last month. Desperate for new clothes for a job interview or because you get bored of your wardrobe every 15 minutes? Borrow something from a friend, or buy a dress you know is returnable from Ross, Kohl’s, Target, or somewhere else they’ll definitely give you a full refund. Keep the tags on (I won’t tell anybody).
- Electricity bill — there’s never an excuse to leave on lights. They waste energy and, more importantly, money! Shut off lights no matter what. Another interesting tidbit: if you leave things plugged into the wall they also use a minute amount of energy so unplug everything in your house when you’re not using it.
- Don’t be spending money on the movies. There’s tons of free ways to see anything you’ve ever wanted. Ask for your friend’s netflix or Hulu Plus account, find it streaming online, if you’re a girl go on a date and get some chump to pay for you, or torrent it (you won’t get caught…most of the time). Spending your money on movies, music or any sort of apps is a huge waste. Saving these expenses now will only help grow your money!
♥ The Budgetologist